آموزش رایگان مکالمات زبان انگلیسی سطح میانی #۴۵

آموزش مکالمات زبان انگلیسی سطح میانی #45

سری آموزش رایگان مکالمات سطح بندی شده زبان انگلیسی یک مجموعه رایگان و سه سطحی از مکالمات زبان انگلیسی است که توسط وبسایت کاردوآنلاین برای شما تنظیم شده است. دروس این مجموعه آموزشی از فایل صوتی و متن مکالمات و معنی کلمات جدید تشکیل شده است. فایل های صوتی این سری مکالمات را می توانید به صورت رایگان و آنلاین گوش کنید و دانلود کنید. متن مکالمات را نیز در همین قسمت برای شما تنظیم کرده ایم. امیدواریم که این سری آموزشی نیز مورد توجه شما عزیزان قرار بگیرد. لیست کامل این تمامی دروس مربوط به این سری آموزشی را می توانید در مطلب بانک مکالمات زبان انگلیسی سطح بندی شده مشاهده کنید.

Payday Loans

Man: Hey, Rachel. Can I borrow your large suitcase?

Woman: Wait. Why do you need it?

Man: Okay. Get this. Some friends and I are going to Hawaii next week, and my small bag won’t be big enough for all the souvenirs I plan to bring home. I’m going to get you some peanuts, too.

Woman: What? How can you afford that? You don’t have a job, you already have an outrageous car payment, and you still owe me $500 for that old car that didn’t last a week.

Man: Hey, those things are behind me. You see, I took out a loan.

Woman: Where? I mean to be honest, your credit history is terrible. 

Man: Well, it’s complicated.

Woman: What do you mean complicated? Give it to me straight. Where did you manage to get a loan?

Man: Well, I got a payday loan at a place near our house.

Woman: What? That’s an awful idea.

Man: Ah, you don’t know anything. And you . . . at these places, you can get a loan there quickly without any hassle.

Woman: Exactly, because they know they can run you dry. [ No. ] I mean they might charge you over 300% interest compared to about 12 to 30% interest for a regular credit card.  [ Ah!! ] A personal loan at the bank might be even cheaper. [ Yeah, but . . . ] And then people like you get locked into a vicious loan cycle that is almost impossible to escape. Like quicksand.

Man: How do you know so much about payday loans?

Woman: Well, I took out a loan once, and it took me forever to pay it back. So, yeah, how do  YOU play to pay it back?

Man: Uh, well, I thought I’d sell my mountain bike or my comic book collection, or you could give me the money.

Woman: Yeah, forget it. Not in a million years.

Man: Ahhhh!

Vocabulary

  • afford (verb): have enough money to pay for something
    – I don’t think we can afford a new car right now.
    – Do you think we can afford to eat out this week?
  • outrageous (adjective): very unusual or surprising
    – The cost of housing is outrageous these days.
    – That is an outrageous tie. The colors are hard to look out.
  • up to one’s ears in debt (idiom): have a lot of debt
    – Some students are up to their ears in debt because of student loans.
  • give it straight (idiom): speak directly and openly about something
    Give it to me straight. How much money do we still have in the bank? 
  • awful (adjective): terrible
    – Our family is in turmoil right now because of our parent’s divorce and the death of our sister.
  • hassle (noun): an inconvenience or bother
    – It is a real hassle to take so many buses to work.
    – Driving to school is such a hassle because the roads are always congested.
  • up to one’s ears in debt (idiom): have a lot of debt
    – Some students are up to their ears in debt because of student loans.
  • give it straight (idiom): speak directly and opening about something
    Give it to me straight. How much money do we still have in the bank? 
  • awful (adjective): terrible
    – Maria is in an awful situation right now without a job.
  • hassle (noun): a bother or problem
    – It’s sometimes a real hassle to travel during the holidays. The traffic is terrible.
  • run your dry (idiom): spend money you can’t afford 
    – My kids are going to run us dry.  They eat everything in the house.
  • get locked into something (adjective): terrible
    – Maria is in an awful situation right now without a job.

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